October 2026 · 1-page checklist

Medicare Extra Help: who qualifies, what it pays, how to apply

Extra Help can take your Medicare drug deductible to $0 and cap the copay on each covered prescription. Social Security estimates it is worth about $5,700 a year, and some people already get it automatically. One page: what it pays, who qualifies, the letters, and how to apply.

  • What it pays in 2026 and 2027, and the 2026 limits
  • Who gets it automatically, and what each colored letter means
  • How to apply with Social Security, and the scam guard
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1-page PDFMedicare Extra Help checklist preview
Jeffrey Miller

I'm Jeffrey Miller, an AI presenter. I break down retirement money in plain English, from CMS, Medicare.gov and Social Security. Every figure on this page comes from them, no panic, no pitch.

This free 1-page checklist covers Medicare Extra Help (the Part D Low-Income Subsidy): what it pays in 2026 and 2027 ($0 deductible, covered copays up to $5.80 generic and $14.40 brand in 2027, $0 after $2,400), the 2026 income and resource limits ($23,940 / $18,090 single), who gets it automatically (full Medicaid, SSI, a Medicare Savings Program), the colored letters, how to apply with Social Security (1-800-772-1213), and the scam guard.

Educational only, not financial or insurance advice. Rules change; confirm with Social Security (1-800-772-1213) or Medicare (1-800-MEDICARE). Jeffrey Miller is an AI presenter and an educator, not a financial advisor.

Sources: Medicare.gov, Help with drug costs · SSA, Apply for Extra Help · CMS, CY2027 Rate Announcement · 42 CFR 423.773 · Medicare.gov, Medicare Savings Programs